UK energy running cost tool

How Much Does Underfloor Heating Cost To Run?

Price electric, water-fed gas boiler and water-fed heat pump underfloor heating for your own room, and compare all three side by side.

Electric, Boiler & Heat Pump Ofgem Price Cap Default Free To Use No Sign Up Required Browser Based

Calculator Inputs

System Comparison & Breakdown

Same floor area and heating schedule, priced for all three system types using each one's own typical heat output.

System Heat Output Cost Per Week Cost Per Season
Electric mat/cable150 W/m²--
Water-fed, gas boiler80 W/m²--
Water-fed, heat pump80 W/m²--

Scenario Analysis

Scenario Season Cost Change
Your current estimate--
Energy price +10%--
Energy price -10%--
+10 heating hours/week--
-10 heating hours/week--

What Drives Underfloor Heating Running Cost?

Running cost comes down to three numbers multiplied together: the floor area heated, the heat output per square metre, and the price of the fuel that delivers it. Electric mats are typically rated at 100-200 W/m² (150 W/m² is the most common off-the-shelf spec), while water-fed systems typically run at only 60-100 W/m². Because electric heating also uses the more expensive fuel - electricity at 26.11 p/kWh against gas at 7.33 p/kWh under the Ofgem Direct Debit price cap for July-September 2026 - the two factors compound, which is why electric mats can cost several times more to run than a wet system for the same room.

Electric vs Water Underfloor Heating Running Costs

For a 12 m² room run 42 hours a week across a 26-week season, this calculator's defaults put an electric mat at roughly £513 a season, against roughly £84 for a gas-boiler-fed wet system and roughly £76 for a heat pump-fed wet system - both a sixth to a seventh of the electric figure. Electric systems remain popular for small rooms like bathrooms and en-suites because they are simpler and cheaper to install, not because they are cheaper to run.

Why A Heat Pump Changes The Numbers

A heat pump with a SCOP (seasonal coefficient of performance) of 3.6 delivers 3.6 kWh of heat for every 1 kWh of electricity it draws, effectively cutting the electricity price per kWh of delivered heat to around a quarter. Reported figures put underfloor heating's SCOP at 3.6-4.2 at a 35°C flow temperature, against only 3.0-3.5 for the same heat pump feeding radiators, because a heat pump does not have to work as hard to reach a lower flow temperature - UK Heat Pump Guide.

Underfloor Heating vs Radiators

Industry guidance puts wet underfloor heating at roughly 25-30% cheaper to run than radiators on the same fuel, rising to around 40% cheaper when paired with a heat pump, because underfloor heating's 35-45°C flow temperature lets a condensing boiler or heat pump run in its efficient range far more of the time than a radiator system's 60-80°C flow - The Floor Heating Warehouse. This calculator does not model radiators directly; treat this as a supporting figure rather than a page output.

Common Mistakes When Estimating Underfloor Heating Cost

The most common mistake is applying an electric system's 100-200 W/m² output figure to a water-fed system, which typically needs only 60-100 W/m² and so wildly overstates its running cost. A second is ignoring the standing charge distinction: this calculator, like your bill's usage line, prices only the electricity or gas actually consumed, not the fixed daily standing charge (57.19p electricity, 29.04p gas as of the Ofgem July-September 2026 cap) you pay regardless of heating use. A third is forgetting that floor covering matters - thick carpet adds thermal resistance that a bare tile floor does not, which can push real running costs above a generic W/m² estimate.

Method and limits

This calculator prices energy input against your floor area and a published typical W/m² output - it is not a heat-loss calculation and does not replace an installer's room-by-room design.

  • Assumes a fixed 92% boiler efficiency - the 2018 Boiler Plus minimum for new UK gas boilers. An older or badly maintained boiler can run well below this, which would raise the real gas-boiler cost above this estimate.
  • Assumes a fixed 3.6 heat pump SCOP - the conservative end of the 3.6-4.2 range reported for underfloor heating at a 35°C flow temperature. A poorly sized or badly commissioned heat pump can run lower; a well-designed low-temperature system can exceed 4.2. Treat the heat pump figures as the widest-margin estimate on this page.
  • Does not model insulation, floor covering, room height or wall/window exposure - any of these can move a real installation's required output outside the 100-200 W/m² (electric) or 60-100 W/m² (water) ranges used here. Use your own installer's design figure in the Heat Output field if you have one.
  • Does not include the standing charge - only the per-kWh unit rate is applied, since the standing charge is a fixed daily cost that does not change with underfloor heating use.
  • Heating season length is a general estimate, not an official figure - the 26-week default (roughly October-March) should be adjusted to your own climate and heating habits.

Figures checked .

Frequently Asked Questions

How much does electric underfloor heating cost to run per hour?

At the 150 W/m² default output and the 26.11 p/kWh Ofgem price cap, a 1 m² electric mat costs about 4p an hour to run; a 12 m² room (1.8 kW) costs about 47p an hour. Cost scales directly with floor area, so a 20 m² room at the same output costs roughly 78p an hour.

How much does water underfloor heating cost to run per hour?

At the 80 W/m² default output, a 12 m² room (0.96 kW of heat) costs about 7.6p an hour on a 92%-efficient gas boiler at 7.33 p/kWh gas, or about 7p an hour on a heat pump with a 3.6 SCOP at 26.11 p/kWh electricity. Both are far below the roughly 47p an hour an electric mat costs for the same room, mainly because gas and heat-pump-multiplied electricity are cheaper per kWh of delivered heat than direct electric resistance heating.

Is electric or water underfloor heating cheaper to run?

Water-fed systems are almost always cheaper to run, in this calculator's worked example by roughly a sixth to a seventh of the electric mat's cost for the same room and schedule. Electric systems are usually chosen for installation simplicity and lower upfront cost in small rooms like bathrooms, not for running-cost efficiency.

Why is my water underfloor heating cheaper with a heat pump than a gas boiler?

A heat pump with a SCOP of 3.6 delivers 3.6 kWh of heat for every 1 kWh of electricity it draws, while a gas boiler at 92% efficiency delivers only 0.92 kWh of heat per kWh of gas. Whether the heat pump route ends up cheaper depends on the ratio between your electricity price and gas price - in this calculator's defaults the heat pump wins because 26.11p / 3.6 (about 7.25p per kWh of heat) undercuts 7.33p / 0.92 (about 7.97p per kWh of heat), but a higher electricity price or a better boiler efficiency could flip that.

What is a typical W/m² output for underfloor heating?

Electric systems are typically rated at 100-200 W/m², with 150 W/m² the most common off-the-shelf spec. Water-fed systems typically deliver 60-100 W/m², with well-insulated new-builds needing as little as 50-70 W/m² and older, solid-floor properties sometimes needing 80-120 W/m².

Does carpet or tile flooring change the running cost?

Yes, in practice, although this calculator does not model floor covering directly. Tile and stone have low thermal resistance and let heat through efficiently, which is why they are the usual recommendation for underfloor heating. Thick carpet and underlay add resistance, which can mean the system has to run for longer, or at a higher output, to deliver the same room temperature - increasing the real-world running cost above this estimate.

How is the heating season length worked out?

The 26-week default is a general estimate for a typical UK heating season, roughly October to March. It is not drawn from a single official source and is meant to be adjusted: a well-insulated new-build in a mild region might realistically heat for fewer weeks, while an older or poorly insulated property in a colder region might heat for 30 weeks or more.

Does this calculator include the daily standing charge?

No. It only prices the electricity or gas actually used by the underfloor heating, at the Ofgem Direct Debit unit rate (26.11 p/kWh electricity, 7.33 p/kWh gas as of 1 July-30 September 2026). The daily standing charge (57.19p electricity, 29.04p gas as of the same period) is a fixed cost you pay regardless of underfloor heating use, so it is not part of a cost-to-run figure.

Is underfloor heating cheaper to run than radiators?

Industry guidance puts wet underfloor heating at roughly 25-30% cheaper to run than radiators on the same fuel, rising to around 40% cheaper when combined with a heat pump. The saving comes from the lower flow temperature underfloor systems need (35-45°C against 60-80°C for radiators), which lets a condensing boiler or heat pump run in its efficient range more of the time. This calculator does not model radiators directly; treat this as a supporting industry figure, not a page output.

Why does my heat output field change when I switch system type?

Electric and water-fed systems have very different typical outputs (150 W/m² against 80 W/m²), so the calculator updates the default when you change system type. You can still overwrite the figure with your own installer's design output if you have one - the comparison table below keeps using each system's own default for the other two rows so it stays a fair like-for-like comparison.

Can I use this for a whole-house running cost, not just one room?

Yes - enter your total heated floor area instead of a single room's area, and the same per-hour, per-week and per-season figures scale up linearly. Bear in mind that a whole-house heat-output figure is more likely to vary room by room than this single average W/m² model assumes.

What electricity and gas prices does this use, and how often do they change?

It uses the Ofgem Direct Debit price cap, updated quarterly: 26.11 p/kWh electricity and 7.33 p/kWh gas for 1 July-30 September 2026. Overwrite both fields with your own tariff's unit rates - especially if you are on a fixed deal, a time-of-use tariff, or Economy 7 - for a more accurate figure.

Does a heat pump's SCOP really change that much between radiators and underfloor heating?

Yes. Reported figures put a radiator-fed air source heat pump's seasonal performance at around 3.0-3.5, rising to 3.6-4.2 when the same heat pump feeds underfloor heating at a 35°C flow temperature, because the heat pump does not have to work as hard to reach a lower target temperature. This calculator defaults to 3.6, the conservative end of the underfloor range.

Is 92% a realistic boiler efficiency for an older boiler?

No - 92% is the minimum standard for a new UK gas boiler under the 2018 Boiler Plus rules, not a figure for an older or poorly maintained unit. Boilers installed before condensing technology became standard (pre-2005) can run well below this, sometimes in the 70-80% range, which would raise the real running cost above this calculator's gas-boiler estimate.

Sources

Last updated: 2026-08-12. This page gives an estimate only and is not a substitute for your actual energy bill or an installer's design.